Grow savings, manage loans, chase nothing.
SenteThings takes your SACCO off paper and spreadsheets — member shares, savings, loan applications, and dividends, all live, all in one place.
Designed with real cooperative managers, built for SACCOs across Uganda
no more spreadsheets!
100% paperless ✓
Same SACCO. Completely different day.
The old way
- Member shares and savings tracked in Excel, updated by hand
- Month-end trial balances take weeks to reconcile
- Members wait in long lines just to check their balances
- Loan applications sit in a committee paper tray for days
With SenteThings
- Every deposit and withdrawal updates the general ledger instantly
- Trial balances and financial reports generated on demand
- Members view their savings via mobile USSD or app, anytime
- Applications scored and routed to the committee digitally
From onboarding to year-end dividends.
Member joins & saves
Captured digitally from day one, tracking shares, deposits, and KYC profiles securely.
Loan application
Members apply for credit based on their savings multiplier and SACCO policies.
Approved & Disbursed
Committee approves digitally; funds move directly to member's mobile money or bank.
Repayments & Deposits
Loan schedules update automatically alongside regular monthly savings contributions.
AGM & Dividends
Generate accurate financial reports and distribute profits to members with one click.
Everything your SACCO committee needs, daily.
Member Management
Track shares, savings, and KYC in one secure profile.
Savings & Deposits
Automated receipting for all contributions.
Loan Origination
Apply committee rules and track disbursements.
Accounting & GL
Double-entry ledgers, trial balances, and income statements.
Dividend Calculation
Automate year-end profit distribution fairly.
Member Portal App
Let members check balances and apply for loans from home.
one dashboard, updated live ✎
Since moving our SACCO to SenteThings, generating the trial balance for our AGM takes minutes instead of weeks. The members love the transparency.
Bring your SACCO into the digital age.
Free to start, no card required.
Grow savings, manage loans, chase nothing.
SenteThings takes your SACCO off paper and spreadsheets — member shares, savings, loan applications, and dividends, all live, all in one place.
Designed with real cooperative managers, built for SACCOs across Uganda
no more spreadsheets!
100% paperless ✓
Same SACCO. Completely different day.
The old way
- Member shares and savings tracked in Excel, updated by hand
- Month-end trial balances take weeks to reconcile
- Members wait in long lines just to check their balances
- Loan applications sit in a committee paper tray for days
With SenteThings
- Every deposit and withdrawal updates the general ledger instantly
- Trial balances and financial reports generated on demand
- Members view their savings via mobile USSD or app, anytime
- Applications scored and routed to the committee digitally
From onboarding to year-end dividends.
Member joins & saves
Captured digitally from day one, tracking shares, deposits, and KYC profiles securely.
Loan application
Members apply for credit based on their savings multiplier and SACCO policies.
Approved & Disbursed
Committee approves digitally; funds move directly to member's mobile money or bank.
Repayments & Deposits
Loan schedules update automatically alongside regular monthly savings contributions.
AGM & Dividends
Generate accurate financial reports and distribute profits to members with one click.
Everything your SACCO committee needs, daily.
Member Management
Track shares, savings, and KYC in one secure profile.
Savings & Deposits
Automated receipting for all contributions.
Loan Origination
Apply committee rules and track disbursements.
Accounting & GL
Double-entry ledgers, trial balances, and income statements.
Dividend Calculation
Automate year-end profit distribution fairly.
Member Portal App
Let members check balances and apply for loans from home.
one dashboard, updated live ✎
Since moving our SACCO to SenteThings, generating the trial balance for our AGM takes minutes instead of weeks. The members love the transparency.
Bring your SACCO into the digital age.
Free to start, no card required.