Lend smarter, collect faster, chase nothing.
SenteThings takes your loan book off paper and spreadsheets — application, scoring, disbursement, repayment and recovery, all live, all in one place.
Designed with real loan officers, built for SACCOs & MFIs across Uganda
no more spreadsheets!
100% paperless ✓
Same loan book. Completely different day.
The old way
- Repayments tracked in Excel, updated by hand
- Arrears only visible at month-end reconciliation
- Field agents call in numbers over the phone
- Loan approvals sit in a paper tray for days
With SenteThings
- Every repayment updates the ledger instantly
- PAR and arrears visible live, any day of the month
- Agents log collections from a phone, even offline
- Applications scored and routed the same day
From application to closed loan.
Borrower applies
In branch or through a field agent — captured digitally from the first step, no paper forms.
Scored & approved
Your own credit rules score the application and route it for sign-off automatically.
Disbursed
Funds move to mobile money or bank, logged the moment they leave.
Repaid & tracked
Schedules, reminders and arrears update themselves as payments come in.
Closed & reported
Portfolio and recovery reports are ready the moment the loan closes — no re-typing.
Everything your loan team touches, daily.
Loan Applications
Capture and review from one queue.
Credit Scoring
Your rules, applied automatically.
Disbursements
To mobile money or bank, instantly logged.
Repayments & Reminders
Schedules and SMS nudges, on autopilot.
Collections & PAR
Arrears visible the moment they change.
Field Agent App
Collect and disburse offline, sync later.
one dashboard, updated live ✎
We piloted SenteThings before it fully launched — approvals that used to take a week now take an afternoon, and I finally trust the numbers on my screen.
Put your loan book on SenteThings.
Free to start, no card required.
Lend smarter, collect faster, chase nothing.
SenteThings takes your loan book off paper and spreadsheets — application, scoring, disbursement, repayment and recovery, all live, all in one place.
Designed with real loan officers, built for SACCOs & MFIs across Uganda
no more spreadsheets!
100% paperless ✓
Same loan book. Completely different day.
The old way
- Repayments tracked in Excel, updated by hand
- Arrears only visible at month-end reconciliation
- Field agents call in numbers over the phone
- Loan approvals sit in a paper tray for days
With SenteThings
- Every repayment updates the ledger instantly
- PAR and arrears visible live, any day of the month
- Agents log collections from a phone, even offline
- Applications scored and routed the same day
From application to closed loan.
Borrower applies
In branch or through a field agent — captured digitally from the first step, no paper forms.
Scored & approved
Your own credit rules score the application and route it for sign-off automatically.
Disbursed
Funds move to mobile money or bank, logged the moment they leave.
Repaid & tracked
Schedules, reminders and arrears update themselves as payments come in.
Closed & reported
Portfolio and recovery reports are ready the moment the loan closes — no re-typing.
Everything your loan team touches, daily.
Loan Applications
Capture and review from one queue.
Credit Scoring
Your rules, applied automatically.
Disbursements
To mobile money or bank, instantly logged.
Repayments & Reminders
Schedules and SMS nudges, on autopilot.
Collections & PAR
Arrears visible the moment they change.
Field Agent App
Collect and disburse offline, sync later.
one dashboard, updated live ✎
We piloted SenteThings before it fully launched — approvals that used to take a week now take an afternoon, and I finally trust the numbers on my screen.
Put your loan book on SenteThings.
Free to start, no card required.