SenteThings
— |
for finance & business management.
SenteThings gives SACCOs, money lenders and cooperatives real-time savings tracking, automated loan reporting, and a clear view of every member's account — without the spreadsheets.
SenteThings
— |
for finance & business management.
SenteThings gives SACCOs, money lenders and cooperatives real-time savings tracking, automated loan reporting, and a clear view of every member's account — without the spreadsheets.
Ledgers
A product of TechThings, built for Microfinances, SACCOs & Investment Clubs.
TechThings builds software for how financial groups actually operate. SenteThings grew out of work with real Microfinance institutions, SACCOs, and Investment Clubs who were still running their books on spreadsheets and paper ledgers — and needed a robust system built for their specific workflows.
Tailored for your specific institution.
Choose the dedicated environment built exactly for how your entity operates. SenteThings provides separate, specialized workflows for Microfinances, SACCOs, and Investment Clubs.
Microfinance
Loan origination, disbursement, repayment schedules and portfolio reporting in one system your loan officers actually enjoy using.
- Loan applications & approvals
- Automated repayment schedules
- Portfolio & arrears reporting
SACCOs & Co-ops
Digitise table banking and cooperative funds — every member sees their contributions, welfare fund, and dividends in real time.
- Member contribution tracking
- Welfare & social fund ledgers
- Share capital management
Investment Clubs
Pool contributions, track group investments, and give every member a transparent view of returns and assets.
- Group investment tracking
- Share & unit valuation
- Member statements & returns
All the tools, none of the clutter.
Loan Management
Applications, approvals and disbursements, tracked end to end.
Repayments & Reminders
Automated schedules with SMS reminders before due dates.
Member & Borrower Accounts
One account, every contribution, loan and repayment in view.
Accounting & Reporting
Financial statements and custom reports, generated for you.
Audit Trails
Every action logged, so nothing ever goes unaccounted for.
Automated Backups
Your records, backed up on a schedule — no manual exports.
Mobile-ready
Check balances and approvals from a phone, at the field or the office.
Multi-branch Access
Run one group or a network of branches from a single account.
From ledger to live dashboard.
Create your Institution
Set up your SACCO, Microfinance, or Investment Club branches in minutes.
Add your members
Register members and borrowers, and open their dedicated accounts.
Track savings & loans
Record contributions, disburse loans, and log repayments as they happen.
See it all, in real time
Dashboards and audit trails update automatically. No spreadsheets.
No more chasing numbers.
We closed our Excel sheet for good. Every member can see their own savings now, and our treasurer sleeps better.
Loan approvals that used to take a week now take an afternoon. The audit trail alone has saved us during inspections.
Our members finally trust the numbers because they can check them themselves. That changed everything for our club.
Ready to close the spreadsheet for good?
Set up your SACCO, Microfinance, or Investment Club on SenteThings — free to start, no card required.
Ledgers
A product of TechThings, built for Microfinances, SACCOs & Investment Clubs.
TechThings builds software for how financial groups actually operate. SenteThings grew out of work with real Microfinance institutions, SACCOs, and Investment Clubs who were still running their books on spreadsheets and paper ledgers — and needed a robust system built for their specific workflows.
Tailored for your specific institution.
Choose the dedicated environment built exactly for how your entity operates. SenteThings provides separate, specialized workflows for Microfinances, SACCOs, and Investment Clubs.
Microfinance
Loan origination, disbursement, repayment schedules and portfolio reporting in one system your loan officers actually enjoy using.
- Loan applications & approvals
- Automated repayment schedules
- Portfolio & arrears reporting
SACCOs & Co-ops
Digitise table banking and cooperative funds — every member sees their contributions, welfare fund, and dividends in real time.
- Member contribution tracking
- Welfare & social fund ledgers
- Share capital management
Investment Clubs
Pool contributions, track group investments, and give every member a transparent view of returns and assets.
- Group investment tracking
- Share & unit valuation
- Member statements & returns
All the tools, none of the clutter.
Loan Management
Applications, approvals and disbursements, tracked end to end.
Repayments & Reminders
Automated schedules with SMS reminders before due dates.
Member & Borrower Accounts
One account, every contribution, loan and repayment in view.
Accounting & Reporting
Financial statements and custom reports, generated for you.
Audit Trails
Every action logged, so nothing ever goes unaccounted for.
Automated Backups
Your records, backed up on a schedule — no manual exports.
Mobile-ready
Check balances and approvals from a phone, at the field or the office.
Multi-branch Access
Run one group or a network of branches from a single account.
From ledger to live dashboard.
Create your Institution
Set up your SACCO, Microfinance, or Investment Club branches in minutes.
Add your members
Register members and borrowers, and open their dedicated accounts.
Track savings & loans
Record contributions, disburse loans, and log repayments as they happen.
See it all, in real time
Dashboards and audit trails update automatically. No spreadsheets.
No more chasing numbers.
We closed our Excel sheet for good. Every member can see their own savings now, and our treasurer sleeps better.
Loan approvals that used to take a week now take an afternoon. The audit trail alone has saved us during inspections.
Our members finally trust the numbers because they can check them themselves. That changed everything for our club.
Ready to close the spreadsheet for good?
Set up your SACCO, Microfinance, or Investment Club on SenteThings — free to start, no card required.